EXPLORE OUR FINANCING OPTIONS*Apply Online or In-Store, and Get Financing Today*

Enjoy convenient monthly payments, plus so much more!

Synchrony Bank is our most flexible financing option. Choose from multiple furniture and mattress financing options. Available to qualified customers with a qualifying purchase. You can even manage our account online. Get started and apply today!

60 Months to pay, NO MONEY DOWN!

9.99% APR FOR 60 MONTHS*No down payment or minimum purchase required. On purchases made with your Synchrony Home Credit Card. Fixed monthly payments required for 60 months.* Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.No Interest if paid in full within 12 months. On purchases made with your Synchrony Home Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Simple, No‑Fuss Financing

What you see at checkout is all you pay–at a schedule that suits your budget. With loans for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you.

Enjoy Now, Pay Later

We’ve partnered up with Affirm to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees. The total you see at checkout is always what you actually pay. Simply provide some basic information and get an instant decision to split your purchase into 3, 6, or 12 monthly payments with rates from 10-30% APR (Example: $45.18/mo based on a purchase price of $500.00 at 15% APR for 12 months).

How It Works:

• Add to cart
• Checkout With Affirm
• Receive Your Items
• Pay Over Time

“Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.”

Get what you need today with Snap's lease-to-own financing. All credit types welcome.

• Approvals up to $5,000
• No Credit Check
• Plans that work with you paydays and lower cost of ownership with early buyout options